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Every defensive driver knows you have to look out for more than just cars on the road: you need to watch out for deer, too, especially during deer season from October to December. During deer season, the deer population tends to move and many end up on highways – and possibly your hood.
Read on to learn about deer car accidents, how likely you are to experience a deer crash, and what to do if you end up in a deer vs. car situation.
According to insurer State Farm, U.S. drivers have, on average, a 1 in 116 chance of a collision with an animal. Deer are the most common animal collisions. You’re most likely to hit a deer in West Virginia, whereas it’s much less likely in Hawaii.
The Top Five States for Animal Collisions |
|
West Virginia |
1 in 37 |
Montana |
1 in 47 |
Pennsylvania |
1 in 51 |
South Dakota |
1 in 53 |
Michigan |
1 in 54 |
A deer crash can be costly, but your insurance should cover it if you have comprehensive coverage. According to the Insurance Institute for Highway Safety, you should expect a claim of about $2,730 for an animal strike insurance claim.
If you don’t have comprehensive coverage, expect to cover the cost of repairing your vehicle yourself. After all, deer don’t carry liability insurance.
If you hit a deer, call the police to report the incident and facilitate removal of the deer if necessary. Get in contact with your insurance company to make a claim if you have comprehensive coverage.
Often, deer car accidents occur at the front of the vehicle, so you should expect to repair or replace your front hood, grille, and bumper, depending on the severity of the crash. Other parts may need repair or replacement depending on the point of impact. Some deer accidents occur on the side, which could require replacement of a fender or side view mirror.
Reach out to ReveMoto for help replacing parts damaged by a deer accident.